Bankers Life Long Term Care Insurance

$ 18,644. That's the amount the asset protection unit, an Amarillo, TX collection company to find a tenant said in an assisted living community premises owned "overpayment" Bankers Life and Casualty. It made no sense. The requesting client and the long term life of bankers and wounded honestly and completely filled, and with the help of the assisted living community submitted documents. There was no beautification, only honest answers from someone who was in need and who was to receive assisted living care. Their doctor told them to assisted living, they are no longer able to care for themselves completely and need help with activities of daily living.

After some time the community began to receive calls from representatives of a company called Unity Asset Protection. "There was this message. Asset Protection Unit has estimated that overpayments. As the community of life assisted and providing for the making of payments to the resident, they thought the community was to return to what they claimed was an overpayment.

The interesting thing to note is that Bankers Life and Casualty continues to pay the regular amount they had agreed in the contract. So on one hand the payments are made as they should and the other another company claimed the amount paid is incorrect and the client and helps life owes them money.

It is time to start asking questions. Who was the unit of asset protection? What is their history? Brandon De Leon, whose title is senior recovery specialist refused to answer the request that the owners or the officers were and where the company was incorporated. Thanks to several e-mails with the management company responsible for the property, it became clear he would not answer most questions.

Through Internet research we learned that the unit asset protection www.apuinc.com was founded in 2002 by Jim Del Vecchio. They sell what they call "guilt-edged service." This is directly from their website. They claim to sell or the companies they represent "non-confrontational approach, not confrontational overpayment recovery. "

So let's get this right. Bankers Life and Casualty sells insurance policies. They then sign a contract with Unity Asset Protection, Inc. to continue bankers and clients of the lives of the wounded with guilt "cutting service" claiming overpayment. What a cruel and vicious to treat customers. Imagine that your mother or grandmother on the "technical collection guilt-edged".

More fascinating is the claim the protection of property unit stating that their services are "non-adversarial and non-confrontational. The company uses phrases like" I need an answer today "and" I'm gonna have to take other measures. " They even went so far to say: "This information might want to be sent to the owner or CEO that will affect the companies' credit and good standing with creditors.

website of the company adds "We have recovered millions of dollars for our clients, without complaints about customer service or legal action type ANY." When contact information was requested to present a consistent demand has been ignored and contact information was not presented. To date a second request was made without reply.