Blueshieldca

Hello,

I always find my doctors and providers through my insurance provider website.
Here is my supplier blueshieldca.com. I do because I want to see if my doctor
is networked or not.

My doctor recommended a colonoscopy is done at a surgical center.
But unfortunetely supplier, the surgical center does not participate with my
insurance agency. Now they charged $ 15,000 for the procedure and ensuring that
Donated $ 90 and he asked me to pay remining amount.

My question is, what is not a minimum courtesy to the surgical center to tell me that
they do not accept this insurance? Or is it a courtesy to give a minimum estimate before
how to tell me that the average cost of the procedure? And I
to pay my pocket?

What are my options now? I can not pay 15k in my pocket.

Please help.

I wonder why you did not check beforehand whether the surgery center was part of the network.

In fact - Have you wondered what the costs would be and whether this has been covered?

You are responsible for your health, not your doctor. You have to ask questions. You must make sure they are covered by your insurance. You must obtain a referral from your doctor if they are not covered. And you must request a quote. They are not going to volunteer that information.

Talk to your doctor for a referral. Even if the procedure is done, they can always give you a reference that you can send to your insurance company. Depending on what the insurance covers you, most will cover much more with a reference to only $ 90 to $ 15,000.

Its been done to me a few times, but in this harsh lesson expensive I also learned that the person who takes your insurance card knows what the insurance companies in their network and is due to stupidity simply do not care that they say nothing. Its up to you to discover before any procedure where you can go.Unless its emergency

Unfortunately, doctors and hospitals are the only ones who can do things without telling you in advance how much it will cost. I had a friend in a similar situation, he had to declare bankruptcy after open heart surgery. His bill was just over $ 60,000.

Sorry, wish I could say that there is a better solution.

Cancel your appointment.

Your doctor will probably have the surgery center.

Find a place that participates in your insurance and make an appointment there.
You have the right to ask the first prize.

Why is it so difficult?
Why do not your parents teach you to be a great person?

They should have told you they do not accept insurance. But as far as an estimate, the doctors do not do this because each procedure is different for each patient and they can not give an exact amount. Basically you have no options but to pay. Did you know they were not a participating provider in advance? If so, you should have asked that it be done elsewhere which was a supplier. I've never heard of a colonoscopy costs a lot of money.

And you said you usually research to find if someone is a supplier, why not this time?