Business Product Liability Insurance

Product liability insurance is a type of coverage that protects you against damages paid if your product is liable for injury to persons or damage to property. Some insurers do not offer it as a standalone product, but it will be regularly available as part of a package of business insurance. This insurance can be useful if you produce, repair or supply any kind of 'product' that you could be held responsible if the product is considered "not fit for purpose '. It is important to know what size your business, as the level of coverage may be amended accordingly.

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Coverage Details

programs, products liability insurance to insure against damages paid because of a product that you have given, made or repaired the damage or injury causes.

Who is responsible?
If you alter, repair or upgrade the product, you may also be responsible, as well as if you've imported from outside the EU or if your company name on the product.

Qualifications claims

Any contract of sale that you give your buyer should have included terms for the return of defective goods, and your supply contract should include details of product safety, QC and product returns.
coverage levels


Please consider chatting to a specialist if you are considering product liability insurance. They can help you choose a policy that suits your needs and ensure that your company has appropriate contracts and arrangements in place for coverage to be effective.

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