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Carpenter Liability

Posted on February 7, 2010.
Carpenter LiabilityWould personal responsibility as an independent carpenter employees to cover my claim injuries as I have broken my leg?

Liability insurance covers you in case you cause injury to third. As a self-employed carpenter, you need health insurance or perhaps the workers' compensation legislation based on where you work.

No, because you can not sue you.

In addition, there is an exclusion of any claim that is eligible for payment under workers comp. Which this could be, if the failure is related to work (yes, I know, self, etc., but it could still qualify).

If it was not work related, you need to deposit insurance.

Sorry.

Assuming you are UK based, you want to try to get some income protection insurance.

AXA are among the best, and you'll look to pay about £ 40 a month for £ 1,500 of coverage. This essentially puts £ 1,500 into your bank account every month until you are ready to return to work or until you're 60. You may of course adapt to your needs, that was just to give you a general idea of costs.

no, I doubt. I can suggest something that you can get an expert in this field. As an insurance company or agent who will guide you in a better way. here I know a CA (http://www.rghins.com/) and they offer good results in terms of service and customer satisfaction.

The liability covers everyone except for you.

I doubt it.

You must obtain a health insurance / insurance against accidents in place for the next time you hurt.

Nope.

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