Posted on January 16, 2010.
27, unmarried, without children, consumer healthcare, should I take a term life insurance? I talked to an agent and recommended life insurance (since in the future I intend to have a family, husband children). Term insurance for 10 20 or 30 years is fairly cheap, ranging from 10-16 dollars a month for my whole life is much more. I understand the rates for life will just continue to mount as I get older, but he said it would make sense for me to get run just so I can pass the medical test and in the future 10 years ( or before the term life insurance expires) I decided to have a whole life insurance policy with the same company (met life), they would still give me a premium on health than I was when I 'I had my long-term policy (if my health was getting worse )....
Am I Making sense ..
Thus, basically, "he said to get term insurance just so I can do the test now and are accustomed to doing in the future (20-30 years), which until then who knows what my status health can be .... My age will pay a factor at this time how life will be full of health, but my work for me and not against me ....
What say you? (Then 20 years, I can really see if I'm going the route of having children, etc.)
yes
Short term is that you pay and pay and at the end of 20, you'll be 47 and have spent a lot of money for nothing get full insurance of nature, or you can come back against Barrow after 20 years.
