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I have a friend who lives in Florida. It was open heart surgery a few years ago. After the surgery was performed, Dr. walked in the room and told my friend he never really needed the surgery to begin. It tries to find a health insurance and it's hard to find because of his heart problem, although now it has none. Most health insurance companies want more than $ 1,500 per month for sure. How can he find affordable insurance in the U.S.?

Allow me to Heather. The pre-existing clause of the Act applies only to the portability of group policies. Individual policies are generally looking back 5 to 10 years for surgery and heart disease. They may choose to refuse, the rider condtion for a period of time (1 year to permanent) or increase the premium, as you discovered.

You can try to increase the deductible. A higher deductible can lead to a much lower premium. Your only other option would be Medicaid or a medical discount plan. Be very wary of these plans. They are not regulated by the Department of Insurance nor the people who sell require a license. This means that you have little recourse if you have any problems with the plan. If you're tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take into account these maps. It makes you little good if you have to drive 4 hours to find a doctor who accepts the card. Montana could not find doctors throughout the state that actually took the card and one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes ... For more information. Many other states have begun to ban these cards as well.

Before signing with a plan to reduce a list of doctors. If you do not want to list it as a scam. Call for doctors on the list to ensure they are still taking the card (many do not even know they are listed as a supplier) and they are accepting new patients.

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if not had heart problems for so long, then by the law firms can not count that as a pre-existing! According to the Act on the portability they can not be older than one year of pre-existing. have called his local Blue Cross Blue Shield of Florida and get a prize. the only thing that can be pre-existing is to care / treatment in the past year ...