Newest Posts External Links | MarketplaceHealth Insurance OnlinePosted on January 28, 2010. What are the disadvantages of buying insurance online rather than through a broker? In your experience, what are the advantages / disadvantages of buying a health insurance plan online vs. offline? Does anyone have recommendations on good places to buy and which sites I should avoid? This site can help you compare many health insurance companies in your state Regarding the price and selection are probably not much. Another common question is "what is the difference between using a broker and the direct purchase of the insurance company and, again, not much (that is, the price will be Similarly, no matter where you buy). The advantage of using a broker - online or in person - is that using a broker, you (1) probably someone who has multiple plans and companies to show you and (2) have your best interests at heart, not the insurance company (because it's you "happy" to continue to earn your business and its commission). When you buy online you buy through a broker, unless you go directly to the carrier. Make sure you're dealing with a reputable dealer and check the About Us "section of their website to ensure they have a physical address listed and you are not a lead firm that wants to sell your private information. There's really no downside. If you go through a broker, that person becomes your agent. Just as your automobile insurance agent. They can help you with any questions you may have to answer any questions you may have regarding your policy. The premium is the same. Never buy online. See an insurance broker who handles business and mutiple plans. It costs nothing to give you some options. CommentsThere are no comments.Leave a Comment |