Newest Posts External Links | MarketplaceHmo Dental PlansPosted on February 22, 2010. Can I have a PPO dental insurance and buy a dental HMO to cover the remaining costs? My work offers a PPO dental plan through Blue Cross / Blue Shield (Not sure which one). This is possible if both are still limited in their coverage annually (total $ payout), and you Your insurance PPO consists of deductibles and any co-pays for services rendered. The HMO plan provides you with dental care at a flat rate. Tell the fee is $ 250.00 for HMO insurance is what you might have to pay? HMO insurance does not pay the dentist. You must pay the dentist the contract rate, which is approved by the dentist and the insurance company. If your dentist charges $ 1,200.00 for a crown, is involved with the dental office (desk fee agreement is $ 750.00, helped by the cooperation of insurance) and your coverage is 50% or 60% are responsible for remaining 40% or 50% and you may have a deductible of $ 50.00. So your total cost would be $ 50.00 deductible, $ 375.00 or $ 280.00 is until your responsibility. I would not waste money on another of dental care. How the other insurance benefits you is if you up for the year is used by your insurance. Then you dental care at a reduced rate. Get as many resources as you can may be an option, but it could be quite long, here CommentsThere are no comments.Leave a Comment |