Insurance Agent Professional Liability Insurance

I recently opened a concierge / business errands. I'm shopping, shop, help with home projects, etc., and can take people to the right. or other appointments. I think I need professional indemnity insurance and transport for this, but can not find an agent who knows what I mean. I thought it would be under the care insurance type non-skilled/non-medical donor. Thank you.

You go to a local, independent agent, and let the store.

You need a liability insurance and commercial automobile insurance. BUT. This auto insurance companies, bringing people to their appointments - is very, very, very expensive - as beyond $ 10,000 per year. Overall responsibility will probably run you around $ 1,200 per year.

There is no such thing as "medical care maneuvers" supplier.

What you do is the transportation of persons for a fee, like a limousine, to the extent that auto insurance is. On the liability generally, it will probably be assessed on projects that help you - whatever the code is the most expensive class is what you need.

If you go to an agricultural state, country, a little writer Allstate agent directly, they will not be able to help. You need an agent who has access to Lloyds of London and other markets in excess.