Land Liability Insurance

If I land, and say I hire a gardener excluding travel Craigslist and impaled on a garden scissors on my land? What are the insurance / s I need, what are they called?

Talk to your insurance agent. He / she will be able to assist you in regard to local laws and requirements.

If you are not sure who originally called the agent that you have placed your auto / home.

Good luck!

If this person is advertising itself as a gardener, handyman or another to the rental business, your section on the owner's liability (assuming we are talking about the land your house is on) to provide coverage, but the person you hire would have to prove that you are sort of negligence of their injuries, they will be hard to do if they were working on your property and their injuries were associated with their work. If you are hiring these people to be an employee of residence (ie they work on your property and your property alone and that you are deducting taxes, etc. on their salary), then your insurance may provide coverage for injuries suffered by employees of the residence. If not, you need to buy workers' compensation coverage for your employees.