Legal Advice On Insurance

The insurance company of a man whose fender I knocked one day be blinded by the sun wants me to go to court and / or pay $ 4,318. This amount is, as far as I'm concerned, quite arbitrary. I did not say what the $ 4.318 paid. The insurance company of the man discovered that I was not insured under the times of my father's car insurance. The man in the accident never called me or contact me for all expenses, until I received an assignment of counsel for his insurance company by pretending to defend it. In fact, they had to pay a personal claim and they hate. Now, they pass on the cost of their bill futile mystery to me as if I understand the need for their application. They really need to explain something of these costs for me a moment. My question is, how can I legally tell them where to stick it?

You can legally tell them to "stick" in a court of law, but beware: the insurance companies do not play. If you are stupid enough to actually go to court 4K $, so be prepared to be eaten alive by counsel for the insurer and the judge. You have every right to see documents related to the cost of the application they require, but do not be too shocked by what you find. A trip to the emergency without injury will cost over $ 2,500 after the examinations, MRI and radiographs. Why not try to be reasonable and communicate with the insurer and discuss a settlement before you get before a judge. If you get a Judgement against you and not against making payments you will be in contempt and your property will be seized, sold and you will face heavy fines.
Dude, it's just not worth it ..... you do not have your own insurance for that???

This amount can be arbirtary - 5k in your state may require an appearance before a higher court - with higher standards of proff needed. It is often much easier to sue for 4k 5k for that reason.

Also, have you had insurance at all? It is difficult because the lawyer could help you, but if you lose, you pay the lawyer and 4K. If you are under 18 years, I think they would have to run after your father. I do not think anything can stick on your credit file until you're 18. You could buy an hour of a lawyer who handles accident as $ 60. This could be the best way to see where to go before paying hundreds or thousands. Hope this helps

In addition, if more than 7 years, they can not do anything for you. If it is lower, they ruin your credit.

Well if you have your own legal representation, there is not much you can do together to tell them where to stick it. If you can not hire a lawyer, please contact the insurance company and demand they give you a detailed list of costs. It is probably for the repair and rental. If they insist that you have to pay the bill, then you have the right to know what you pay. They accept a payment plan.