Posted on February 11, 2010.
Primerica vs. mass mutual life insurance? Like all financial experts and the analysis is in agreement, term life insurance is the best life insurance there. Its affordable price and average cost less than whole life or universal life or variable life.
I know nothing about life insurance Mass Mutual, but I can give you some information about Primerica Life Insurance
1) Rating from AM Best A +
2) The nominal medium-term policy Primerica are 5 times higher than the industry average.
3) Countries averaged over 800 million dollars in death benefits per year
4) The only company that sells term insurance 100% of the time.
5) more than 110,000 licensed representatives
6) All long-term policies are customized.
7) A personalized, confidential and free financial needs analysis is given to all customers.
Consider a 30 year old male in good health purchased a policy 20 years with $ 250,000 of coverage. Her monthly premium is about $ 20 per month.
Add a spouse who is also 30 years old and healthy with $ 250,000 of coverage, the total monthly premium is now around $ 29 per month. As you probably noticed, the premiums are based on the total nominal amount of the policy, and not on the total coverage per person.
Anyway, I really do not know what insurance company has a better term. You should really compare the two. Every business has different characteristics in their life insurance products. But I bet that once you compare all, Primerica is the best life insurance. After all, Primerica has replaced an average of 70,000 life insurance policies a year.
I have not had a good feeling about Primerica after going to Ripoffreport.com
Mass of the other ...
1) They are in the area of life insurance for about 150 years, the payment of one year all dividends.
2) AM Best rating of A + +
3) About 115b of total assets
4) the convertibility options benefiting Flag
I do medical exams when you apply for life insurance .. I found that Primerica is more loved.
What is your question about them?
What about them? To work, to buy?