Medical Underwriting

Our agent told us that the renewal of the coverage on the same amt, uderwriting medical necessity if it wants to transfer to Custom Advantage (instead of Custom Protection). Is that correct?

I know at the end of the period of duration of this company allows you to renew the policy without evidence of insurability. I got a few customers because, when the case is time to renew the policy premiums were too expensive.

Contact local agents who represent other companies and get quotes. Compare the specifications of the new policy will be issued. I'm sure you will come across an agent that can get you better rates and better features. I was able to put some of my clients more than 50% in monthly premiums.

Most of the new, restored or improved / increased life insurance underwriting requires new.

Yes, it seems correct.

Despite the amount of coverage is the same, the policy itself is changing - as you mentioned, it is * * transfer policy. That is the key. (Advantage can probably save more money than if you continue with protection)

Good luck!