Passenger Liability

If you are on a California highway, you want to be sure you have proof of insurance with you because failing to do this is as good as being dismantled by the California Department of Motor Vehicles (DMV). It is also for your own well done. California Liability Insurance provides financial responsibility regardless of your fault for any damage or injury caused by an accident.

According to the California Insurance Code Ās 11580.1b, the minimum amount of liability insurance for passenger cars would be $ 15,000 for injury or death of one person, $ 30,000 for injury or death from more than one person and $ 5,000 for damage to property. The best part of California liability insurance is that it is not only to compensate the carrier alone, but he also does to a person or material damage or personal injury. Naturally, it goes without saying that you should have higher limits than that, but this is only the minimum amount that California says you must have.

Please keep in mind that comprehensive or collision insurance are not considered as a requirement of financial responsibility for a vehicle with DMV. It is strongly recommended to seek help from your agent or broker with respect to the coverage of adequate liability insurance for each vehicle you own.

In addition, the DMV does not require a trailer, off-road vehicles, government vehicles and vehicles registered special equipment to carry proof of liability insurance. If your vehicle does not appear on this list you better make sure you have proof of financial responsibility with you all the time because if you do not, you can have your license and registration suspended, your vehicle set pound, and be liable for damages. liability insurance in California is for the good conduct and safety of everyone on the road.