Physical Therapy Liability Insurance

I'm doing a class project where I need to write a business plan for a small physical therapy practice and I need to know what type of insurance I would like and the approximate cost. It seems we need a general liability insurance, professional liability insurance and Property insurance. Our fictitious company has 3 owners who are also employees. Thank you for your help:)

Dude, it depends on a ton of things you did not mention. Do you own the building? How big is it? What kind of protection, and that construction? What is deductible, and what guarantees?

You will also need workers' compensation, for your three owners who are also employees.

professional liability depend on a number of factors wild, but the figure $ 5,000 per therapist. Property insurance, the figure 8% of the total value of goods, or $ 1,000, whichever is greater. General Liability, the figure of about $ 2,500 with three practitioners. Workers model, figure. . hmm. Three owners, subject to minimum ownership, it will probably run you about $ 4,500.