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Professional Liability Insurance ServicesPosted on January 11, 2010.  How much does professional liability insurance ... roughly? Liability insurance for professional services at risk of offside professional liability costs of $ 250 per year - for veterans - $ 200,000 a year - for obstetricians. And it can go higher. I think you'll be able to obtain professional liability insurance for about A $ 1,000.00 a year. Premiums may vary considerably from one insurer to another. If you are a professional organization, the organization may have a preferential agreement with an insurer for the specific benefit of its members. 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