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Vision Discount CardPosted on February 12, 2010. Pharmacy Discount Cards are changing the way people Buy Requirements Have you ever dropped your local pharmacy with a new prescription-only to discover that the drugs prescribed by your doctor not covered by your insurance plan? You may end up paying the retail price for prescriptions that you needed. It happens all the time. Many people in America are without any health insurance at all and must pay out of pocket for their prescription drugs whenever they need it. Pharmacy bills can sometimes reach into the hundreds or even thousands of dollars each month. Without insurance or other assistance, you could end up paying for everything, right out of your pocket. Discount pharmacy card , also known as the Prescription Discount Card, have been created to help consumers save money at their local participating pharmacy or through mail order when they are not insured or underinsured. Usually free to obtain and use, these cards are often overlooked by consumers because they do not know they exist or they do not know where to find them. Many consumers assume that since they have the assurance of a discount card is not in their favor. They may be right, but in many cases they are wrong. This afternoon a business associate told me that her husband co-pay drug costs about $ 300.00 for a 90 days supply when they file with their insurance plan. However, the same drug purchased using their card discount pharmacy is only $ 35.00 for a 90 day supply! It's a huge saving. These savings are not typical, but we can expect to save 10% to 60% on many maintenance medications. All Pharmacy Discount cards are not the same. Some companies charge a monthly fee to use their cards, but many do not. Before you register for a card, be sure to check if there is a monthly fee or not. Do not be fooled into thinking that you get a better prescription discount if you pay a monthly fee. You may or may not get a better price. Most cards who charge monthly fees to provide additional services such as vision and dental discounts, but not always. Check the details! When you start to compare the merits of different discount cards, pharmacy, do not forget to watch their network pharmacies to check that your pharmacy is listed. A good map will give you that information in advance and even allow you to access their database online to find a local pharmacy and compare the cost of prescriptions . Pharmacy Discount cards are not insurance, but they are regulated by insurance commissioners of the state. So if you find yourself without health insurance or underinsured, take a good map cheap pharmacy. You can see that the discounts put some money in your back pocket. CommentsThere are no comments.Leave a Comment |